DOGS & INSURANCE: The bite is worse than the bark

This expands upon the post about things your typical home policy does not cover.

You don’t have to search far to find a story about the numerous dog bite incidents that happen in the country each year. While our cuddly companions are often considered a member of the family, they may not be as friendly to strangers. That being said, our furry friends should be insured for the same reasons a young driver is insured- just in case there’s an accident!

Under most homeowner policies, your dog may be covered in the event of an incident; however, there may be some exceptions, which is why it is important to speak with your Insurance Agent.

Is my dog automatically covered under my homeowner’s insurance policy?

Usually, many insurers ask whether a homeowner or renter owns a dog in the initial policy application; however, you should talk to your independent agent before bringing Fido home to discuss the best way to address this exposure if there…

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